Archive for April 26th, 2009

Tips to Avoid: Civil Matters

Civil Matters:

· Whether it’s buying a car, a computer, or whatever out of the paper, be confident in who you are doing business with. Nothing says you have to buy right then and there. Take a day to confirm what someone tells you. This guy said he worked for a large computer company. I should have checked.

· I should have put a hold on my check when I started having problems and was getting the run-a-round. I waited and he cashed it before I could put a stop payment on it.

· If it gets to the point where it turns out that someone is "Intentionally" voiding a business transaction you have made, document it in a police report. You don’t have to have the cop come out and take the report. You can do it over the phone. But document the incident even if you decide not to go to court. The moron will be listed as a "suspect" or a "responsible" in a civil matter, and if he or she burns someone else down the road, a pattern will have been established and this person will soon be out of business for good!

· If you pay cash, there’s no guarantee you’ll ever see that money again. At least with a check you have some leeway time in stopping payment. As well as permanent records of the transaction. Money orders or cashier checks are also a better idea over cash.

· Get a receipt or a bill of sale. I had a receipt guaranteeing the computer for 30 days. I asked for my money back and I got screwed. But if I ever ended up on the Judge Judy show with good old Allan, he’d be out of luck.

· Landlords, if you rent property or apartments or homes out without doing a CREDIT CHECK, you are asking for the biggest headache in your life! I rented my house out to 3 single young adults that nobody else wanted to take a chance on. One guy had great credit, One was average, and the other guy’s sucked. I made an agreement with the one guy that he would be the primary on the lease and responsible for the rent. It’s been 2 years and not one problem. No late rent. They appreciated the chance I gave them and in return they have been the best tenants that anyone could ask for! (Believe me, I’ve been to hundred’s of civil disputes at work that didn’t have the same happy ending!) Do a credit check! (Would you want Allan to move into your house?) By the way, the eviction process takes forever and it’s a worse experience than being audited by the IRS!

· If you have a civil problem over a purchase, keep a log of phone calls, dates, times, trip’s made, promises that weren’t kept. When it comes down seeking an attorney or taking court action on your own; you’ll definitely have the cards in your favor!

Tips to Avoid: Child Abductions

Child Abductions:

· First, a kidnapper is going to look for an easy target. A neighborhood with kids about, no adults in view or a child who walks up to his car when asked something. What’s easier? He simply has to reach out and grab a child, pull them in a car, and disappear forever. Now the same kidnapper comes in your neighborhood, good, kids running about. But what’s this, a few adults sitting out front, reading, washing a car, playing with kids, Oh No, they are looking at him. Better get out of here before they get a good look at him. As he drives out, he sees a lone child walking around the corner. AHH might as well try this kid. The kidnapper asks the kid for directions. The kid sees the kidnapper is a stranger and ignores him. The kidnapper pulls the car to the curb and stops, calls to the child again and opens the door. The child yells for help and runs. The kidnapper wants NO attention brought to him so he quickly leaves for easier targets. No kidnapping suspect wants attention that can identify him or her. Teach your children to avoid strangers, and to scream or yell for help if they feel threatened. Keep an eye on your kids when they play. A yard is great, but alot of kids want to play "out front". Maybe neighbors can all keep an eye out, or take turns watching the kids. If an abductor sees even one adult in view of his intended target, chances are he will pass up that child.

· Tell all the neighborhood kids to promptly tell a parent, neighbor, baby-sitter, etc. of any suspicious persons or cars in the area. People who are not familiar to the area, starting up conversations with children, asking kids for help looking for lost pets, offering toys or candy, all should be warning signs. If your children do not know a person, they should avoid conversations or close contact with strangers when you are not with them.

· If you see a strange car cruising through the neighborhood, jot down the license plate and description of the car and driver. It may be nothing. But then again, that may be the bit of information needed to get a child back alive and unharmed.

· Teach your children self defense moves or strikes to free themselves from an attacker if grabbed. Kick, hit, bite, punch, scream, anything and everything to get away.

· Remember what your child is wearing when they go outside. It helps a lot during a search to look for particular clothing worn by your child rather than just a physical description. Tell your children the importance of letting you know when they leave, change friends houses, or even come home. You should know every moment where your child is. A little leeway can be given for older teens, but the same rules apply, since older kids can be kidnapped too. Kidnappings occur from babies taken from a hospital, up to adults taken by force or with a weapon.

· Don’t let hours slip by if you cant find your child, especially a small child. Time is critical. After an initial search, call the police. We would rather get canceled half way to your house when you find your child, than to respond 3 hours later wishing we got the call hours earlier when it was still light. Think about how far someone can travel in 3 hours. Even on foot! Now a car!

· Have a recent photo of your child. Alot of city functions offer child fingerprinting and photographing, I have even seen companies donate equipment to videotape your child. You don’t want to search for a photo at a critical time, then to only find one from 2 yrs. ago.

· Remember if the dispatcher ask alot of questions on the phone, it’s to relay the information to officers arriving in the area to begin a search. The more information we have, the quicker we get it, the better chance we have of bringing your child home safe.

The more information you have, the more information you give your children, the better chance we all have of keeping our children safe.